You can enter a straight deposit by entering the basic info and the deposit amount under CREDIT. If you have fees or other expenses and need to NET out the deposit amount, you can enter under DEBIT as needed. The example above is for a deposit for Credit Card credits where the GROSS amount is entered under CREDIT and the fee expenses are entered under DEBIT so that everything is easily accounted for in one screen with the NET total being the amount deposited in your bank. SAVE when done.